Foreign National (Non-Citizen) Mortgage Programs
Mortgage programs perfect for international investors
We carry mortgage programs for international non-citizen investors that would like to find the perfect mortgage for an overseas investment. And to be honest the guidelines for foreign investors are not as strict as you may think:
- Foreign Nationals Only (a non-U.S. Citizen with a valid passport and valid visa)
- Loan amounts: Up to $650k
- Fixed rate terms (10, 15, 20, 25 & 30) and 30 I/O
- Adjustable rates (5/1, 7/1, 10/1) and 10 I/O
- Purchase and Refinance rate and term (not available for cash out)
- Up to 65% loan-to-value financing on Purchase (Max 55% LTV on Refinances)
- Self-employed applicants are accepted
- Eligible properties include: single-family homes, condos, PUDs, and townhouses
- Occupancy includes primary and second homes
- All loans must establish an automatic debit for mortgage payments from a U.S. bank
- No previous bankruptcies or foreclosures permitted
